![]() ![]() Fluctuations in demand for loans and other financial services in our market areas.Balance sheet (for example, loan) concentrations.Competitive market pricing factors and interest rate risks.Changes in general economic conditions, either nationally or in our market areas.The credit and concentration risks of lending activities.Not limited to, customer and employee retention, might be greater than expected The expected revenues, cost savings, synergies and other benefits from our other merger and acquisition activities might notīe realized within the anticipated time frames or at all, and costs or difficulties relating to integration matters, including but.This presentation contains forward-looking statements that are subject to risks and uncertainties, including, but not limited to: ![]()
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